Return
The Impact of Rive Strategies
Rive Portfolio vs Investment Grade Fixed Income Portfolio
Investment Grade Fixed Income strategies have returned around 2.5% over the last five years. In the last seven years, they have returned around 2.7%. (As of Jan 1, 2020)
Rive Investment strategies have been designed to deliver a superior solution when compared to the Investment Grade Fixed-Income option. Rive Investment portfolios are a reliable, low correlated alternative targeting returns of up to 4x that of traditional fixed-income strategies. In an environment of continuing, low-interest rates and corresponding low-fixed interest returns there has never been a better time to explore and invest in low correlated fixed-income strategies.
A small portion of your investment portfolio can provide a big impact on your total return.
5%
Investment in a Rive Managed Portfolio
A 5% investment into a Rive Managed Portfolio can solve 25% to 50% of your current and long-term funding gap.
Your 5% investment can be a complement to your fixed-income allocation or it can be included in your alternative asset allocation.1
10%
Investment in a Rive Managed Portfolio
A 10% investment into a Rive Managed Portfolio can solve 50% to 75% of your current and long-term funding gap.
Your 10% investment can be a complement to your fixed-income allocation or it can be included in your alternative asset allocation.1
1 Disclaimer: All information contained herein is for informational purposes and should not be construed as investment advice. It does not constitute an offer, solicitation or recommendation to purchase any security or investment advisory services nor shall any such security or investment advisory service be offered or sold to any person in any jurisdiction in which such offer, solicitation, recommendation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. The returns projected are hypothetical and based upon the targeted returns of 10% for a life settlement investment net IRR over a ten-year period including the sale of the pool. There is no guarantee or certainty that these results will be achieved. We are using an estimate of public and private plans that have not achieved the 7.25% for illustrative purposes only and should not be relied upon for investment decisions.
Benefits of a Income return…
For Public Pension Funds
- Increases returns
- Lowers ask for taxpayers
- Closes the underperformance gap
- Provides an alternative to bonds
- Demonstrates proactive response from officials to address significant financial concerns
- Can provides a one-time step (“lift”) in asset valuation
For Corporations
- Increases returns
- Lowers burden of future contributions
- Provides new financial tool for cash obligations
- Provides a one-time step (“lift”) on corporate balance sheet, increasing enterprise and share value
For Unions
- Increases returns
- Stabilizes pension payment erosion
- Helps on both labor and management
- Secures pension board member continuity
For Taxpayers
- Provides immediate relief to a widely acknowledged crisis situation for municipalities and other public funds
- Has potential to alleviate future tax increases
- Provides opportunity to educate taxpayers about action being taken to address the crisis
